Wage advance

Hard-earned cash

There are times we all wish we got paid before the last Friday of the month. Expensive weeks can come out of the blue and, before you know it, you can quickly find yourself facing a bleak fortnight. But why should you have to wait just to get your hands on money you’ve rightfully earned? This is where a wage advance from iDosh can help.

Getting an advance isn’t as stressful as you might think, especially when compared to more traditional forms of borrowing. As long as you:

  • Are aged 18 years old or over

  • Are resident in the UK

  • Have a UK bank account with a valid debit card associated with it

  • Receive your salary into the above bank account on a regular basis

  • Full time employed

  • Have a steady income with a take home pay of not less than £850 a month

Then you can apply for a wage advance from iDosh for the amount you need with a repayment schedule that suits you – first time customers can borrow up to £400 for as few as 8 days and as many as 37.

Fast and secure service

Not only is our service convenient, it’s also safe. Funds are electronically transferred directly into your account, and - if you need your cash in a hurry - then you can even opt for same day payment, for a £5.50 fee. † Otherwise, your money will arrive in your bank account in 3 working days.

Our loans are also unsecured, which means you won't have to lay down any of your assets as security.

Wage advance

Although you probably won't need a wage advance every month, sometimes an emergency crops up that puts an added strain on your budget. In this situation, an advance can give you the breathing space you need to keep your head above water until payday. Then, once you've been paid, you can repay the loan and get your finances back on track.

A loan from iDosh is a great way to get you some extra cash when you've got an urgent cash-flow issue. However, if you regularly find yourself in this situation, then you should take the time to re-assess your budget. For help and advice on money management, see our Budgeting section.

Apply for a loan

Representative APR 2334.0%
*See representative example

Representative Example:

  • Fixed Flat Rate of Interest 30%
  • Annual Interest Rate 360%
  • Total Amount of Credit £100.00
  • Total Charge for Credit £30
  • Total Amount Repayable £130.00
  • Representative APR 2334.0%
  • Duration of Loan 30 Days
  • Amount repayable in one single instalment £130.00
18+Card facilities: Maestro, Visa debit, Visa delta, Visa Electron, Mastercard debit

[†] To ensure you receive same day funding, please check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds.  Applications must be received by 15:30 and completed by 17:00 (Monday to Friday, excluding bank holidays) and all loans are subject to final checks.