Same day loan †

Low on funds?

There's nothing worse than worrying about your finances. Even when you sit down and carefully budget, there can sometimes be an expense which comes out of the blue and catches you off guard.

Maybe your car has broken down and it's the only way you can get to work – repair bills are usually hefty, and sometimes you don’t have the financial freedom to plan for emergencies.

Luckily, there's help at hand. iDosh provides a super-speedy, convenient and transparent service that can give you the same day loan you need to quickly sort out whatever money issue you may have.

No hassle

With an iDosh same day loan, it only takes a few minutes to fill out our free online application - so you can do it at work, without making a dent in your lunch break.

We carry out a lightning fast credit check on all applications, so we can usually give you an instant decision. However, if your application isn't instantly approved, then we will contact you, and in rare cases you may need to fax us some additional information.

If your application is approved, the cash can be in your account before you get home from work that evening. We charge a £5.50 fee for same day payment, which is deducted from your loan total – so if you ask for a loan of £100 and opt for same day funding, we’ll pay £94.50 into your account. †

Breathing room

Our simple, fixed rate means that you’ll know exactly how much you’ll be repaying before you apply, so there won't be any nasty surprises down the line.

For every £100 you borrow, we charge £30 in interest, and your loan can last a minimum of 8 days and a maximum of 37 – this means you get plenty of breathing room if you need the money to stretch just that little bit further.

So, if you:

  • Are aged 18 years old or over
  • Are resident in the UK resident
  • Have a UK bank account with a valid linked debit card assoiciated with it
  • Receive your salary into the above bank account on a regular basis
  • Full time employed
  • Have a steady income with a take home pay of not less than £850 a month

Then you can get online and apply for a flexible same day loan with iDosh – you could sort out that unexpected expense in just a few clicks! 

Apply for a loan

Representative APR 2334.0%
*See representative example

Representative Example:

  • Fixed Flat Rate of Interest 30%
  • Annual Interest Rate 360%
  • Total Amount of Credit £100.00
  • Total Charge for Credit £30
  • Total Amount Repayable £130.00
  • Representative APR 2334.0%
  • Duration of Loan 30 Days
  • Amount repayable in one single instalment £130.00
18+Card facilities: Maestro, Visa debit, Visa delta, Visa Electron, Mastercard debit

[†] To ensure you receive same day funding, please check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds.  Applications must be received by 15:30 and completed by 17:00 (Monday to Friday, excluding bank holidays) and all loans are subject to final checks.