Payday Loan

The same rule that says bank holiday weekends will be rainy, and the line you’re queuing in will be slower than everyone else’s, says that if you’re going to get hit with a huge bill, it will be in the week or so before payday.

That’s when your car’s transmission goes; you lose your phone, your laptop dies, or all of the above! If only they could have held off for another couple of weeks, until you had your paycheque in your bank account…

The good news is that you can cover those expenses with a payday loan. A payday loan is a convenient short-term solution to temporary cash-flow issues, giving you enough cash to tide you over until your monthly salary comes in.

How can iDosh help?

iDosh isn’t a typical payday loan provider  – our short-term loans are simple, speedy and completely transparent. You can borrow up to £400 on your first loan, for between 8 and 37 days. Once we get to know you, and you come back and use our service again (and repay on time), then you may qualify to borrow up to £1000, subject to assessment.

We charge a flat rate of £30 per £100 you borrow, plus an optional £5.50 fee to transfer the money into your bank account on the same day, if you need the cash urgently. †

Our application form takes just 2 minutes to fill out and we usually make an instant decision. If your application isn’t instantly approved then we will contact you, and in rare cases you may need to fax us some additional information.

Fast and flexible

Emergency expenses need quick solutions, and you can get that with an iDosh short-term loan. Our convenient online application means you can apply from work, home or on the go. Have a read of our FAQ guide to find out if an iDosh loan is right for you.

Apply for a loan

Representative APR 2334.0%
*See representative example

Representative Example:

  • Fixed Flat Rate of Interest 30%
  • Annual Interest Rate 360%
  • Total Amount of Credit £100.00
  • Total Charge for Credit £30
  • Total Amount Repayable £130.00
  • Representative APR 2334.0%
  • Duration of Loan 30 Days
  • Amount repayable in one single instalment £130.00
18+Card facilities: Maestro, Visa debit, Visa delta, Visa Electron, Mastercard debit

[†] To ensure you receive same day funding, please check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds.  Applications must be received by 15:30 and completed by 17:00 (Monday to Friday, excluding bank holidays) and all loans are subject to final checks.