Boost your budget with pay day cash

Mid-month struggle

We’ve all been there: it’s the middle of the month and due to unforeseen circumstances, you’re struggling to pay all the bills on time. If this sounds like you, it’s possible iDosh can help. We can offer you fast and convenient short-term loans, ideal for tiding you over until payday.

What is a payday cash loan?

Payday cash loans are designed to bridge the gap between pay packets, and they’re especially useful for those occasions when you get lumbered with extra costs, like an urgent computer repair or an essential MOT. Although payday cash loans aren’t a long term solution to big financial problems, they are a great way to deal with emergency costs in the short term.

The iDosh solution

At iDosh, we offer speedy, simple short-term loans. Applying is easy: it takes a few minutes to fill out our free online application, and we perform a super-fast credit check.

We usually make an instant decision on applications, but if your application isn’t instantly approved then we will contact you, and in rare cases you may need to fax us some additional information.

Our service is refreshingly simple: for every £100 you borrow, you pay back £30 on top. This rate is fixed, so it stays the same whether you borrow money for the minimum of 8 days or the maximum of 37.

If you think we can help with your immediate cash-flow issue, make sure you meet our application criteria. You can apply if you:

• Are aged 18 years old or over
• Are resident in the UK
• Have a UK bank account with a valid debit card associated with it
• Receive your salary into the above bank account on a regular basis
• Full time employed
• Have a steady income with a take home pay of not less than £850 a month

At iDosh, we understand that the odd surprise crisis can sometimes leave you low on cash. Rather than panic, visit us for a temporary solution to get you back on your feet until payday.

Apply for a loan

Representative APR 2334.0%
*See representative example

Representative Example:

  • Fixed Flat Rate of Interest 30%
  • Annual Interest Rate 360%
  • Total Amount of Credit £100.00
  • Total Charge for Credit £30
  • Total Amount Repayable £130.00
  • Representative APR 2334.0%
  • Duration of Loan 30 Days
  • Amount repayable in one single instalment £130.00
18+Card facilities: Maestro, Visa debit, Visa delta, Visa Electron, Mastercard debit

[†] To ensure you receive same day funding, please check with your bank if they accept Faster Payments; some banks may take up to 3 working days to clear the funds.  Applications must be received by 15:30 and completed by 17:00 (Monday to Friday, excluding bank holidays) and all loans are subject to final checks.