Cash advance

Life's little disasters have a habit of coming all at once, and no matter how conscientious you are with your budget, it's pretty much impossible to plan for circumstances when you might need a cash advance to tide you over until payday.

It might be an emergency car repair or MOT, an urgent phone bill, a replacement for a damaged laptop, a leaky roof or a broken down boiler: on occasions like these, a cash advance can come in handy.

However, finding the right lender can also be quite confusing and time-consuming. At iDosh, we won’t bombard you with jargon that you need an accounting degree to understand, or pepper loan offers with small print or hidden fees and charges. 

We have a fast approval process for cash advances – all you have to do is complete a simple online application form.

The iDosh difference

You can have your cash advance sorted today by taking out one of our simple short-term cash loans. Our online application takes a few minutes to complete, and first time customers can borrow between £100 and £400 for as little as 8 days, or as many as 37.

We won't ask you to wait in line or spend hours on the phone - it’s all very straightforward. We put every application through a quick credit check, which is part of our commitment to responsible lending.

We usually make an instant decision on applications, but if your application isn’t instantly approved then we will contact you, and in rare cases you may need to fax us some additional information.

The maximum amount you can borrow can increase up to as much as £1000, once we get to know you and if you pay back your loans on time - this is subject to assessment. We’re open and honest about our fees and charges, so you will always know exactly how much you will be repaying before you commit to the loan. Although we are an online business, our customer advisers can be contacted by email or phone to answer your questions.

We're completely transparent

At iDosh, we're always completely transparent about our fees and charges, so you know exactly how much your loan will cost from the outset. Our rates are simple – we charge £30 for every £100 you borrow.

If you need the money in your account on the same day, you can pay an optional £5.50 transmission fee for faster payments, which is deducted from your loan amount. So, if you’re approved for a £100 loan and ask for a same day cash advance, we’ll deduct the fee and pay £94.50 into your bank account. †

Otherwise, the cash will be with you in a few working days, so you can sort out your immediate cash-flow issues and get on with business as usual.