Bridge the gap until payday with a cash advance

Budget struggles

People can often feel embarrassed when it comes to borrowing money, but the fact is that most of us will need a bit of financial help from time to time – and it’s not always possible to budget for surprise costs like an emergency car repair or a leaky washing machine.

So, if you sometimes find yourself performing a financial juggling act to cover all your outgoings and don’t want to resort to the ‘bank of mum and dad’, what other options are available?

Cash Advance

Most people would consider their bank as their first port of call in a cash-flow emergency, but banks often come with the associated baggage of lengthy application forms and awkward opening hours. Bank loans are also usually for large sums of money, to be paid back over an extended length of time – which isn’t ideal when you only need a small cash advance to tide you over until you get paid.

At iDosh, there’s no need to tell us your life story, fill out long forms, queue up or wait ages for approval. You can apply for a cash advance online in a matter of minutes, and we’ll perform a super-fast credit check. We usually make an instant decision on applications, but if your application isn’t instantly approved then we will contact you, and in rare cases you may need to fax us some additional information.

And, if you need the cash urgently, we can deposit the money into your bank account on the same day if you ask for a faster payment transfer – this service comes with a £5.50 transmission fee, which is deducted from your loan amount. †

With a cash advance from iDosh, you can borrow for anywhere between 8 and 37 days: you decide the repayment date most convenient for you. Our loans range from a minimum of £100 to a maximum of £1,000 (subject to assessment), and first time customers can borrow up to £400.

Simple rates

We don’t aim to confuse our customers with hidden charges or tacked-on fees, which is why we’re completely up-front and honest about the cost of our short-term loans. For every £100 you borrow, you pay £30 on top – this is a fixed rate, so it stays the same whether you borrow for 8 days or 37.

So, if you’re worried about urgent bills, take the pressure off and consider taking out a cash advance with iDosh for a temporary cash-flow boost.